Multiple Accounts FAQ

How many accounts can I open?

  • There’s no limit to the number of IRAs you can open with us! You have the flexibility to open as many as you need.

Will I be billed for each account?

  • No need to worry about separate billing for each account. You’ll be billed based on the total amount you have invested across all your Alto IRAs. This doesn’t include any investments in Crypto accounts or cash balances. Please note that CryptoIRAs are still billed per trade.

Can I make investments with multiple IRAs in the same offering?

  • If you have multiple Alto IRAs, you’ll need to choose just one to invest in a specific offering with our Integrated Partners. For example, you can’t use both your Roth and Traditional Alto IRAs to invest in the same opportunity. Any additional investments in that offering will need to come from the same IRA you used initially.

Will the mobile app support multiple CryptoIRAs?

  • Yes, the Alto mobile app fully supports users with multiple Crypto IRA accounts.

    You’ll be able to view all of your available Crypto IRA accounts within the app and easily switch between them across the Portfolio, Trade, and Profile tabs.

I already have multiple IRAs under separate emails. Can I combine them?

  • Yes! If you have multiple IRAs under different email addresses, you can consolidate them under a single login.
    • To get started, visit our Account Consolidation Request page.
    • Alternatively, you can email us at help@altoira.com, and our team will take care of the consolidation for you.