Creating Your Account
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      3. Creating Your Account

      Create & Set Up Your Investor Account

      Get started on your way to making investments with your Alto Investor account in just a matter of minutes.

      IN THIS ARTICLE:

      Create an Investor Account

      Alto's KYC/AML Process

      Seven-Day Rule

      Create Multiple Investor Accounts

      Create an Investor Account

      Get started by signing up for an Alto Investor account!

      • Go to AltoIRA.com and click “Get Started” in the top right corner. Input your email and password, check the boxes to consent to our Electronic Signature policy, agree to our Terms of Service and Privacy Policy, then click “Open my account.”

      • You will now need to verify your email address. Go to your email and click the link within the verification email. When you click the link, that will push you back to Alto to continue the process. 
      • Per the Patriot Act, we are required to verify the identity of all Alto account holders. You will click on the “Begin Verification” button to input your information.


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      • On the next screen, you will enter your phone number, review your information and click “Continue”

      • Next, select which type of IRA you would like to open. Alto offers Traditional, Roth, and SEP IRAs.

      • If you select a SEP IRA, you will be prompted to answer some additional questions.
      • After you select your account type, check to make sure your selection is correct, scroll down, and e-sign your name exactly as it appears in bold below the "Sign Here" box.
      • Lastly, click “Continue.” You’re now done and can begin funding your account! Please see the support articles linked below for information on the funding process.

      Seven-Day Rule

      Your Alto IRA, regardless of the type of IRA created, will be restricted from completing any investment transactions for the first seven days after creation. However, you'll be able to fund your Alto IRA (link) during this seven-day waiting period if your account passes our KYC/AML screening. This seven-day waiting period is mandated by the IRS, not Alto.

      Keep in Mind: If you have started the cash contribution process, and you decide you'd like to revoke your account, you will need to reach out to your funding source to cancel the contribution. If you are unable to cancel the cash contribution we will have to wait until funds are allocated to your Alto account. Once the funds have been allocated you will have to take a distribution back to your personal bank account which means you may be subject to early withdrawal penalties. The funds must be transferred back to the account from which they were sent. If you are transferring into Alto from another IRA, funds must be sent back to the same IRA.

      Create Multiple Investor Accounts

      When you open your first Alto IRA you will be given both an Alto IRA and a CryptoIRA to use. The Alto IRA is your vehicle to invest in an array of alternative assets, including offerings that you can bring yourself. The CryptoIRA provides access to 200+ cryptocurrencies via direct integration with Coinbase. With both, you have access to all of Alto’s functionality. if you'd like to have more than one type of IRA, you can create another investor account by selecting "Open account" from the accounts dropdown at the top of the user dashboard in your Alto account. 

       

      Multiple Account FAQ

       

      Next Steps: Fund Your Alto IRA!

      Do you have more questions or need additional help with creating and setting up an investor account? Feel free to email us at help@altoira.com or use our Contact Us form to reach our Customer Support Team!