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  3. Opening and Funding Your Alto IRA

How to Create & Set Up Your Investor Account

Get started on your way to making investments with your Alto IRA in just a matter of minutes.

IN THIS ARTICLE:

Create an Investor Account

Alto's KYC/AML Process

Seven-Day Rule

Create Multiple Investor Accounts

Create an Investor Account

Get started by signing up for an Alto Investor account!

  • From our homepage, click the Sign Up button in the top right corner
  • Open Your Account
    • Enter an email address, create a password, and confirm your password
    • Click the E-Sign Consent link
      *A new window will pop up. Close window once you've reviewed the E-Sign Consent page
    • On the Open Your Account page, check the I Accept box
    • Click Open my account
  • Email Verification
    • Check your email inbox for an account verification email from Alto
    • Follow the instructions in the email to verify your account
    • Once the verification is done, you'll automatically be taken to the Select an Account page
  • Select an Account
    • Choose what type of account you'd like to set up: AltoIRA or Alto CryptoIRA
      Alto IRA Alto CryptoIRA
      Invest in startups, real estate, loans, and other alternative assets Invest in cryptocurrency through the Coinbase Exchange
  • Account Information
    • Select either a Traditional, Roth, or SEP IRA from the Choose Type of IRA dropdown menu
    • Fill in your personal and contact information in the appropriate fields
    • Click the Sign Up button to complete your account setup!

Alto's KYC/AML Process

Upon account creation, every customer will automatically be screened for our Know Your Customer/Anti-Money Laundering (KYC/AML) process. Most of the time, passing results will generate immediately. In cases where we need additional information from you, our team will reach out to you via email with instructions on how to complete the additional verification process. 

Keep in Mind: Until we can confidently verify your identity and  pass our KYC/AML screening, actions that you can take with your Alto account will be limited. 

Seven-Day Rule

Your Alto IRA, regardless of the type of IRA created, will be restricted from completing any investment transactions for the first seven days after creation. However, you'll be able to fund your Alto IRA (link) and commit to an investment (link) during this seven-day waiting period if your account passes our KYC/AML screening.

Create Multiple Investor Accounts

In the event that you'd like to invest in different types of alternative assets that an existing Alto investor account does not support or you'd like to have more than one type of IRA, you can create another investor account by signing up for a new investor account with a different email address than the one that's already associated with your existing investor account. 

Note: Each funded investor account that you have with Alto will have its own set of fees. 

Next Steps: Fund Your Alto IRA!


Do you have more questions or need additional help with creating and setting up an investor account? Feel free to send us a note to help@altoira.com or use our Contact Us form to reach one of our Client Experience Advocates!