When your funds are available, they are first made available in your Alto CryptoIRA® balance. Then, it takes another business day (subject to bank business hours, which may take a few days longer) for that balance to be transferred to our Coinbase wallet. Once funds are transferred to our Coinbase wallet, you will see a Coinbase balance in your customer dashboard. You can only make trades from your Coinbase balance. We’re looking into ways to improve this process in the future so that you have access to trading as soon as possible.