All cash held at Alto is maintained in FDIC-insured accounts with our banking partner, BankProv. Cash transferred to Coinbase may be maintained in one or more FDIC insured bank accounts. Coinbase custodies all digital assets and secures your investments in a combination of hot and cold storage and maintains customer assets 1:1. Additionally, Coinbase maintains commercial crime policies with coverage limits of $320 million (per incident and overall), as well as $3 million in cyber crime insurance policies.