How Quickly Can I invest in Cryptocurrencies?

Prepare to open a CryptoIRA and trade via Coinbase in as little as 7 days.  Save time by funding your IRA via an ACH contribution or by requesting a transfer via wire from your current IRA or 401(k) custodian. 

To get started, you will need to open an Alto CryptoIRA®  and initiate funding.  Due to IRS and banking regulations, your CryptoIRA will need to be open for at least 7 days prior to investing. 

See below for a full breakdown of transfer methods and timelines:


Source Method of Payment Trade in as little as...
Cash Contribution  Wire 7 days
ACH 7-8 days
Transfer from another Custodian Wire 7-12 days
Check 12-24 days


Pro Tip: To expedite a rollover, call your transferring custodian to ensure there are no holds on your account, and request they wire funds instead of mailing a physical check.